Home Improvements in addition to the mortgage...

Caulking and sealing. Insulation in the walls and the attic. An upgraded furnace. Perhaps even a new refrigerator.

Energy-saving home improvements - that's how the federal stimulus program will first be felt by tens of thousands of low-income American families.

About 30,000 homes in Pennsylvania and 13,000 in New Jersey will benefit from $5 billion that Congress has allotted nationally for weatherization work.

Pennsylvania will get $253 million and New Jersey will get $119 million under a supercharged expansion of a 33-year-old program that was first meant to help the nation cope with the Arab oil embargo and high energy prices of the 1970s.

And you just thought that you were paying for their mortgage. What a hard nosed callous person you are. You're giving them a new fridge and fixing up the residence, too.